Terms of Use

1. Scope and acceptance

These Terms of Use apply to every use of ipo.zone, including all pages, guides, tools, checklists, the IPO tracker, downloads, forms and the newsletter (together, the site). The site is operated free of charge by a private individual (the operator, see Impressum).

By accessing or continuing to use the site, you agree to these terms. If you do not agree, please do not use the site.

2. Educational purpose only, no advice

The site is a free educational resource. All content is general information and is not investment, financial, legal, tax, accounting or other professional advice.
Nothing on the site is an offer, solicitation, investment recommendation or invitation to buy, sell or hold any security, or to take part in any offering.
No adviser, client, fiduciary or contractual service relationship arises from using the site, from contacting the operator, or from any reply the operator gives.
You are solely responsible for any decision you make. Always rely on official offering documents and qualified professional advice.

3. Data, tools and AI-assisted content

Tracker data, figures and analyses are compiled from public sources, partly with automated and AI-assisted methods, and may be incomplete, outdated or wrong. Example figures in tools are placeholders.
Tools perform simplified calculations based only on your inputs and stated assumptions. Results are illustrations, not valuations, opinions or forecasts.
Content may change, be corrected or be removed at any time without notice.

4. No warranty

The site is provided "as is" and "as available", without any warranty or guarantee, express or implied, including as to accuracy, completeness, timeliness, availability, freedom from errors or viruses, or fitness for a particular purpose. There is no right to the site being available or to any content being kept.

5. Limitation of liability

Because the site is provided free of charge and gratuitously, the operator is liable only for intent and gross negligence.
This limitation does not apply to damages arising from injury to life, body or health, to claims under the German Product Liability Act, to fraudulently concealed defects, or where liability is mandatory by law.
To the extent liability is excluded or limited, this also applies to the personal liability of any helpers of the operator.
In particular, the operator is not liable for any investment, trading or business decision, loss of profit, lost opportunity or indirect or consequential loss resulting from the use of, or reliance on, the site.

6. Your obligations

You agree not to:

use the site for any unlawful purpose or in breach of these terms;
scrape, crawl or extract content or data systematically, or republish the tracker data, except for personal, non-commercial use;
interfere with the site's security or operation, overload it, or attempt unauthorised access;
submit false, misleading, defamatory, infringing or malicious content, or personal data of third parties.

You will indemnify the operator against all third-party claims, including reasonable legal costs, arising from your culpable breach of these terms or of the law.

7. Intellectual property

All content created by the operator, including texts, tools, checklists, code, layouts and graphics, is protected by copyright and other laws. All rights are reserved.
You may view the content and use it for your own personal, non-commercial purposes, and share links to it. Any other use, in particular copying, republishing, selling or using it to train or prompt AI systems, requires the operator's prior written consent.
Third-party names, logos and trademarks belong to their owners and are used for identification only; their use does not imply any affiliation or endorsement.

8. Your submissions

Messages, error reports and suggestions you submit must not contain confidential information or personal data of third parties. Do not send anything you need kept confidential.
You grant the operator a free, perpetual, worldwide, non-exclusive right to use, adapt and publish the substance of corrections and suggestions you submit, without any obligation to credit or compensate you.
The operator may decide in its sole discretion whether and how to act on a submission. There is no right to a reply or correction.

9. Links to third-party sites

Links to external websites are provided for convenience only. The operator has no control over and assumes no responsibility for their content, availability or privacy practices.

10. Notice of claims before legal action

If you believe that any content infringes your rights or is incorrect, you agree to first notify the operator by email at okan@ipo.zone with a description of the content and the right concerned. Justified complaints are dealt with promptly and free of charge. Formal warning letters or legal proceedings without such prior notice are not necessary to protect your rights; in that case the operator reserves the right to reject any related costs, in particular with reference to the duty to mitigate damage.

11. Changes to the site and these terms

The operator may change, suspend or discontinue the site, in whole or in part, at any time. These terms may be updated; the version published on this page at the time of your use applies.

12. Governing law and jurisdiction

These terms and all disputes in connection with the site are governed by the law of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods. If you are a consumer, mandatory consumer protection provisions of the country of your habitual residence remain unaffected.
If you are a merchant, a legal entity under public law or have no general place of jurisdiction in Germany, the exclusive place of jurisdiction is Hamburg, Germany, to the extent legally permitted.

13. Severability

If any provision of these terms is or becomes invalid, the remaining provisions remain in force. The invalid provision is replaced by the statutory provision.

Terms of Use v1.00 · 03.11.2026